Minty Goodness

Skeptical of integrating yet another online personal organizational tool into my life, I took the plunge with Mint.com about two months ago. Within a few painless minutes, I was able to set up my account and have it start pulling information from my Bank of America checking and savings accounts, Wachovia mortgage, and American Express credit card.

Mint offers its users an extremely intuitive interface to track exactly how and where you spend your money. What’s better, is that users can set budgets for defined spending categories, and track daily progress, and have custom alerts sent through a variety of ways (e-mail, text). Mint also publishes a blog, with some very informative articles on personal financial management and budgeting.

In this time of financial uncertainty, Mint (a free service, I might add) stepped right up to the plate and delivered an ongoing snapshot of all of my financial data (and my horrifyingly low net worth).

There was one thing missing, however: iPhone integration! That all changed today, when Mint unveiled their iPhone app. Lifehacker has some great screenshots of the app in action, and after a few minutes of personal testing, I’m not entirely sure how I’ve went this long without it!